Banking Model Question Paper

12th Standard EM

    Reg.No. :
  •  
  •  
  •  
  •  
  •  
  •  

Economics

Time : 02:00:00 Hrs
Total Marks : 50
    8 x 1 = 8
  1. A Bank is a

    (a)

    Financial institution

    (b)

    Corporate

    (c)

    An Industry

    (d)

    Service institutions

  2. Who will act as the banker to the Government of India?

    (a)

    SBI

    (b)

    NABARD

    (c)

    ICICI

    (d)

    RBI

  3. Moral suasion refers.

    (a)

    Optimization

    (b)

    Maximization

    (c)

    Persuasion

    (d)

    Minimization

  4. EXIM bank was established in.

    (a)

    June 1982

    (b)

    April 1982

    (c)

    May 1982

    (d)

    March 1982

  5. Online Banking is also known as.

    (a)

    E-Banking

    (b)

    Internet Banking

    (c)

    RTGS

    (d)

    NEFT

  6. 2016 Demonetization of currency includes denominations of

    (a)

    Rs.500 and Rs.1000

    (b)

    Rs.1000 and Rs2000

    (c)

    Rs.2c0 and Rs.500

    (d)

    All the above

  7. "Commercial banks are the institutions that make short term loans to business and in the process create money" was said by_______

    (a)

    Culbertson

    (b)

    Adam smith

    (c)

    Ricardo

    (d)

    J.M. Keynes

  8. ATM's transformed the bank tech systemjwhen they were first introduced in_________

    (a)

    1960

    (b)

    1966

    (c)

    1963

    (d)

    1967

  9. 5 x 1 = 5
  10. Mutual fund

  11. (1)

    Real Time Gross Settlement

  12. Merchant Banking

  13. (2)

    ICICI Bank

  14. NEFT

  15. (3)

    State Financial Corporation

  16. RTGS

  17. (4)

    UTI

  18. SFCs

  19. (5)

    No Minimum limit

    6 x 2 = 12
  20. Define Commercial banks.

  21. Define Central bank.

  22. Distinguish between CRR and SLR

  23. What is rationing of credit?

  24. What is variable portfolio ceiling?

  25. What are Time Deposits?

  26. 5 x 3 = 15
  27. Write the mechanism of credit creation by commercial banks.

  28. Give a brief note on NBFI.

  29. What are the functions of NABARD?

  30. Distinguish between money market and capital market

  31. Mention the objectives of demonetizations.

  32. 2 x 5 = 10
  33. Explain the role of Commercial Banks in economic development.

  34. Describe the functions of Reserve Bank of India.

*****************************************

TN 12th Standard EM Economics free Online practice tests

Reviews & Comments about 12th Standard Economics - Banking Model Question Paper

Write your Comment