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TN 12th Computer Applications மின்னணு செலுத்தல் முறைகள் Sample Question Papers Study Material - QB365 Set A

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TN 12th Computer Applications மின் - வணிகம் Sample Question Papers Study Material - QB365 Set A

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TN 12th Computer Applications திறந்த மூல கருத்துருக்கள் Sample Question Papers Study Material - QB365 Set A

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12th Standard Economics English Medium - Banking 2 Mark Creative Question Paper and Answer Key 2022 - 2023

Published on: 02/09/2022

QB365 provides a detailed and simple solution for every Possible Creative Questions in Class 12 Economics Subject - Banking , English Medium. It will help Students to get more practice questions, Students can Practice these question papers in addition to score best marks.

Download Tamil Nadu 12th Standard Economics question papers, model tests, one-mark questions, important questions, and public exam papers in PDF format. Free study materials and answer keys for TN State Board students.

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Std: 12th Standard - Economics

chapter: - Model Question paper

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Questions:

Generic 2

15 x 2 = 30

Write a brief history of RBI

Write few examples of NBFI.

Write a short on - Traveler’s Cheque.

Write a note on “Providing Locker Facilities” of banks.

What are Time Deposits?

What are Demand Deposits?

Mention the names of Presidency Banks.

What is Demonitisation?

In which year the (ATM) Automated teller Machine was introduced?

10.

In which year the state financial corporation was started?

11.

What are the main objectives of RRB?

12.

What is meant by Regulation of consumer's credit?

13.

What is variable portfolio ceiling?

14.

What are the two credit measures of RBI?

15.

Name the two ways of deposits that the modern banks create?

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Answers Key:

Generic 2

15 x 2 = 30

(i) RBI commenced its operations on 1 April 1935 in accordance with the Reserve Bank of India Act, 1934.
(ii) The original share capital was divided into shares of Rs.100 each fully paid, which were initially owned entirely by private shareholders.
(iii) Following India’s independence on 15 August 1947, the RBI was nationalised on 1 January 1949.

a. insurance firms
b. pawn shops
c. currency exchanges

Banks issue traveler’s cheques to individuals for traveling outside the country. Traveler’s cheques are the safe and easy way to protect money while traveling.

(i) Commercial banks provide locker facilities to its customers for safe custody of jewellery, shares, debentures, and other valuable items.
(ii) This minimizes the risk of loss due to theft at homes. Banks are not responsible for the items in the lockers.

(i) It refers to deposits that are made for certain committed period of time.
(ii) Banks pay higher interest on time deposits.
(iii) These deposits can be withdrawn only after a specific time period by providing a written notice to the bank.

(i) It refers to deposits that can be withdrawn by individuals without any prior notice to the bank.
(ii) In other words, the owners of these deposits are allowed to withdraw money anytime by writing a withdrawal slip or a cheque at the bank counter or from ATM centres using debit card.

1. Bank of Bengal (1809)
2. Bank of Bombay (1840)
3. Bank of Madras (1843)

Demonitisation is the act of stripping a currency unit of its status as legal tender.

ATM was first introduced in 1967.

10.

The Government of India passed in 1951 the State Financial Corporation Act and SFCs were setup in many states.

11.

(i) To provide credit and other facilities particularly to small and marginal farmers.
(ii) Agriculture labourers, artisans and small entrepreneurs so as to develop agriculture trade, commerce, industry and other productive activities in the rural areas.

12.

The down payment is raised and the number of installments reduced for the credit sal

13.

The system by which the central bank fixes ceiling or maximum amount of loans and advances for every commercial bank.

14.

(i) Quantitative Method
(ii) Qualitative Method

15.

The modern banks create deposits in two ways.
They are
(i) Primary Deposit
(ii) Derived Deposit