Non-agricultural non-credit societies are formed in order to assist the middle and lower income groups of people. Their main aim is for rendering different types of service to their members at nominal rates of interest.
The different types are:
(i) Consumer's co-operatives,
(ii) Manufacturer's co-operatives,
(iii) Housing co-operatives and
(iv) Co-operative warehouses.

(i) The aim of Co-operative Society is service to weaker sections.
(ii) Service is the Primary objective while profit is secondary.

(i) Credit Co-operative Societies are formed with the object of giving short term Finance to its Members.
(ii) The Co-operative Society protects its members from the clutches of the Money lender

(i) Co-operative societies are managed on democratic lines.
(ii) Every member has only one vote irrespective of the number of shares held by him.
(iii) This principle is followed in Co-operative Societies.
(iv) This is known as one man-one vote.

The cooperative movement was started by Robert Owen, in the year 1844. He formed a consumer's cooperative society in England with 28 workers as members, called "Rochadale Society of Equitable Pioneers".

i. Yes, Possible.
ii. Government provides various exemptions and tax concessions.

(i) Co-operative societies have contributed significantly in freeing villagers from money lenders.
(ii) Earlier, money lenders used to charge high rates of interest and the earnings of the villagers were spent on payment on interest alone.
(iii) Co-operatives provide loans at cheaper interest rates and have benefited the rural community.

Industrial cooperatives are formed by industrialists. They can decide to work together to increase marketing possibilities. This helps to protect themselves and solve their problems. Examples : Matchbox factories, chemical industries and crackers industries.

When various farmers in a village pool their land together and agree to treat the pooled piece of land as one big farm for the purpose of cultivation, purchase the necessary inputs for the cultivation, and market the crops jointly, they are assumed to have formed a cooperative farming society.

(i) Producer co-operatives are established and operated by producers.
(ii) Producers can decide to work together or as separate entities to help increase marketing possibilities and production efficiency.

Benefit to rural rich:
Co-operatives, have benefited the rural rich and not the rural poor.
Inadequate rural credit:
Co-operative societies give loans only for productive purposes and not for personal or family expenses.
Lack of managerial skills:
Co-operative societies are managed by the managing committee elected by its members. The members of the managing committee may not have the required qualification, skill or experience.

The following are used in connection with the warehousing:
Warehouse Warrants:
It is a document issued in favour of the owner or depositor of goods by the warehouse keeper. This is a document of title of goods and can be transferred by simple endorsement and delivery To transfer all the goods the warehouse warrant is sufficient. If only a part of the goods are to be transferred then delivery order is needed. The delivery order is to be accompanied by the warehouse warrant.
Warehouse Keeper's Receipt:
It is a document issued by the warehouse keeper, which acknowledges the receipt of goods from the depositor of goods. It also shows the existence of an agreement to keep the goods in the warehouse subject to certain conditions. This is not a document of title of goods and is not transferable.
Dock Warrant:
Dock is a place in the harbor where the goods are kept for loading into the ship. Dock warrant is a document of title of goods issued by dock authorities. This document certifies that the dock authorities hold the goods. To take delivery of the goods this certificate should be given back to dock authorities. The right of getting delivery of goods can be assigned to third parties too.
Dock Receipt: 
Dock receipt is an acknowledgement of receipt of goods issued by dock authorities to the owner of the goods. It is not a document of title of goods. Therefore, the right of taking of delivery of goods cannot be transferred.
Delivery Order:
This is a document through which the depositor directs the warehouse keeper to deliver the specified goods either to the party mentioned in the document or to the bearer. The warehouse keeper delivers the goods as per the instruction. Transfer of ownership takes place through this document.

1. Voluntary and Open Membership:
Co-operatives are voluntary organizations, open to all people able to use its services and willing to accept the responsibilities of membership, without gender, social, racial, political or religious discrimination.
2. Democratic Member Control:
Co-operatives are democratic organizations controlled by their members-those who buy the goods or use the services of the co-operative-who actively participate in setting policies and making decisions.
3. Member's Economic Participation:
Members contribute equally to, and democratically control, the capital of the co-operative. This benefits member in proportion to the business they conduct with the co-operative rather than on the capital invested.
4. Autonomy and Independence:
Co-operatives are autonomous, self-help organizations controlled by their members. If the co-operative organisation enters into agreements with other organizations or raises capital from external sources, it is done so based on terms that ensure democratic control by the members and maintains the cooperative's autonomy.
5. Education, Training, and Information:
Co-operatives provide education and training for members, elected representatives, managers and employees so they can contribute effectively to the development of their co-operative. Members also inform the general public about the nature and benefits of co-operatives.