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11th Standard English Medium Commerce Subject Micro, Small and Medium Enterprises (MSMEs) and Self Help Groups (SHGs) Book Back 3 Mark Questions with Solution updated Book back Questions

Published on: 13/05/2022

QB365 provides detailed and simple solution for every Book back Questions in class 11 Commerce Subject. It will helps to get more idea about question pattern in every book back questions with solution.

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Download Tamil Nadu 11th Standard Commerce question papers, model tests, one-mark questions, important questions, and public exam papers in PDF format. Free study materials and answer keys for TN State Board students.

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Std: 11th Standard - Commerce

chapter: - Book back Questions

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Questions:

Generic 3

5 x 3 = 15

What are the different ways in which banks fund self help groups?

Explain any three features of self help group

What is the role and significance of MSMEs in Indian Economy?

List out the products produced by MSME in Tamil Nadu?

State the investment limit for Medium Enterprise engaged in manufacturing and service sector.

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Answers Key:

Generic 3

5 x 3 = 15

(i) There are three distinct modes of credit to SHGs.
(ii) Under the first mode, banks lend directly to the SHGs.
(iii) In the second mode, banks provide loans to NGOs for lending to the SHGs and ultimately to Micro Entrepreneurs.
(iv) Under the third mode, banks extend Credit to SHGs with the NGOs serving as facilitators.
(v) Out of these three modes, the last method of direct lending by bank with NGOs facilitations is widely practised.

(i) The motto of every group members should be "save first" - Credit Later"
(ii) Self help group is homogeneous in terms of Economic Status.
(iii) The ideal size of a self help group ranges between 10 to 20 members.

The MSME sector contributes about 8% to Gross Domestic Product (GDP) besides 45% to the total manufacturing output and 40% to the exports from the country on the production of more than 6000 products. This sector consists of 36 million units and provides employment to over 8 crore people.

In Tamil Nadu MSMEs sector produces a wide variety of products in almost all fields. The prominent among them are textiles, Electronic Products, Engineering products, Auto ancillaries, Leather products, Chemicals, Plastics, Garments, Jewellery, etc.

Enterprise	Manufacturing Sector	Service Sector
A medium enterprise	More than 5 Crores but not exceeding Rs.10 crores	More than Rs.2 crores but not exceeding Rs.5 crores