(i) An individual Investor who wants to invest in equities and bonds with a balance of risk and return generally can invest in Mutual Funds.
(ii) Now-a-days people invest in stock markets through a Mutual Fund.

(i) Fixed Deposits (FD) enable the investor to invest the money for a specific period.
(ii) The Fixed Deposit can be opened from a minimum period of 7 days to a maximum period of 10 years.
(iii) The Fixed Deposit holder can get loan against Fixed Deposit receipt.
(iv) The depositor cannot withdraw the Fixed Deposit before the maturity date.

(i) Commercial - Paper is an unsecured money market instrument in the form of promissory notes.
(ii) It was introduced in India in 1990 by the Reserve Bank of India.
(iii) It is issued by the firm to raise funds for a shorter period, varying from 90 days to 364 days. It can be issued in denominations of Rs.5 Lakhs or multiples there of.

(i) Factoring is one of the methods of raising Business Finance through sale or mortgage of book debts.
(ii) Under this method, business concerns sell the Accounts receivables to a Finance Company called a factor at a discount.

(i) Trade Credit is the credit extended by one trader to another for the purchase of goods and services.
(ii) It facilitate the purchase of supplies without immediate payment. It is also known as 'Mercantile Credit'.