(i) There are several types of banking systems which can be combined by any of the above banks. They are: Unit banking, branch banking, retail banking, merchant banking, universal banking, relationship banking, wholesale banking, pure banking, mixed banking, chain banking, group banking, green banking and so on. These are not separate banks recognised as such by the RBI.
(ii) Islamic banking is a system of banking based on Islamic principles of banking or Sharia. It is based on two principles. First no interest is charged on loans and no interest is given on deposits. The business firms which received loans from banks will give a share of profit to the banks and banks will give a share of profit to the depositors. It is practiced in UAE~Qatar, Pakistan, Kuwait, Bahrain, etc.,

We can ask the Government, if any policy has been changed and sanctioned any compensations. Otherwise we can ask him whether insurance took the harvesting land. If he did the insurance policy, the Insurance company can give the compensations and we can collect from them, or we can give notice and give the auction on that land and recover money from that auction by the land document. The land was hypothecated by the bank and the loan was given. So we can have a chance to recover that loan.

National Bank for Agriculture and Rural Development (NABARD) is such a bank National Cooperative Development Corporation (NCDC). These banks are giving bank loans for agriculture. If I were a bank manager, I ask the farmer the details of security. Land documents and other securities must be collected from the agriculturist. Then I check the productivity of his land. How much earnings from that land in every year. If the regular incomes and yielding getting from that land, we can allow loan sanction for that farmer. Before that the terms and conditions of the loan sanction letter to be given. He has to read and put the signature in that credit letter

Small Finance Banks (SFBs) are private sector banks set up in unbanked and under banked regions of the country to achieve financial conclusion.E.g:Ujjivan SFB Limited, Bengalurur, Karnataka.The objectives of Small Finance Banks are:
i) Mobilising rural savings. (accepting deposits) and
ii) Providing credit to small and marginal farmers, to micro and small industries and other unorganised sector entities.

(i) Central Bank:
(1) Every nation has one central bank. It is owned by the government of that country.
(2) The control over the entire banking system of a country is vested with this apex bank.
(3) Central banks are known by different names in different countries. In India, the Reserve bank is the central bank.
(ii) Commercial Banks:
(1) Banks which accept deposits from the public and grant loans to traders, individuals, agriculture, industries, transport, etc. in order to earn profit.
(2) Their lending is in comparatively small amounts and mostly for short and medium period.
(3) They also provide other services like remittance of funds, safe keeping of valuables, collection of cheques, issue of letters of credit, etc.
Examples: State Bank of India, Karur Vysya Bank, Standard Chartered Bank.
(iii) Development Banks:
(1) Huge finance required for investment, expansion and modernisation of big industries and others are granted by a separate type of banks called development Banks. They are also called industrial banks.
(2) Finance is provided by them for medium and long terms ranging from five to twenty years. They do not accept deposits from the public. They subscribe shares and debentures of industries. Examples: IDBI, IFCI, SIDBI.
(iv) Co-operative Banks :
(i) All co-operative banks in India are owned by its customers or members who are farmers, small traders and others.
(2) Co-operative. banks in India are either urban based or rural based. Their foremost objective is providing service to its members for rural and agricultural development and not profit earning.
(3) They are set up in towns and villages rather than cities.
(4) Examples: Tamil Nadu State Co-operative bank, Madurai District Central Co-operative bank, Batlagundu Co-operative Urban bank, Dindigul District.
(v) Foreign Banks:
(1) Banks which have registered office in a foreign country and branches in India are called foreign banks.
(2) These banks open their offices in big cities and port towns only. Mostly they serve the interests of the multinational companies, employees and other business institutions.
(3) Examples: Bank of America, Barclays Bank, Deutsche bank, etc.
(vi) Regional Rural Banks - RRBs:
(1) The RRBs were formed under the Regional Rural Bank Act 1976, jointly by the Central Government, State Government, and a sponsor bank.
(2) Their share capital is contributed by these sponsors. Their objective is to develop rural economy and play supplementary role to co-operative societies.
(3) Examples: Pallavan Grama Bank (Salem), Pandian Grama Bank (Madurai) Vallalar Grama Bank (Cuddalore & Chidambaram).
(vii) Specialised  Banks:
(1) Some banks, are created for special purposes by the Government. Export and Import Bank of India was set up through Export-Import Bank of India Act, 1981.
(2) Its main objective is to facilitate international trade of Indian businessmen.
(viii) Local Area Banks:
(1) Local Area Bank scheme was introduced by the RBI in August 1996. These are small private sector banks established in rural and semi-urban areas.
(2) Each bank serves two or three adjoining districts only. Their main objective is to mobilise rural savings (accept deposits) and invest them in the same areas.
(3) Examples: Coastal local Area Bank, Vijayawada, Andra Pradesh and Subhadra Local area bank limited, Kolhapur, Maharashtra.
(ix) Small finance banks:
(1) Small Finance Banks are private sector banks set up in unbanked and underbanked regions of the country to achieve financial inclusion.
(2) Examples: ESAF SFB Thiruvananthapuram, Kerala and Ujjivan SFB Limited, Bengaluru Karnataka.
(x) Payment Bank:
(1) Payment banks are formed to widen the spread of payment and financial services to small businesses, low-income households, and migrant labourers.
(2) These banks should be fully networked from the beginning.
(3) They offer doorstep banking payment for a small fees prescribed on the basis of the amount.
(4) Examples: Airtel payment bank limited, Paytm payment bank limited, Indian post payment bank limited.
(xi) Multilateral Development Banks (MDBs):
(1) A Multilateral Development Bank is formed by the Governments of a group of countries.
(2) The member countries consist of developed donor countries and borrower countries.
(3) International Bank for Reconstruction and Development, Asian Development Bank, European Investment Bank are some of the MDBs.