(i) A Kisan Credit Card (KCC) is a credit delivery mechanism that is aimed at enabling farmers to have quick and timely access to affordable credit. It was launched in 1998 by the RBI and NABARD. The scheme aims to reduce farmer dependence on the informal banking sector for credit which can be very expensive and suck them into a debt spiral.
(ii) The card is offered by co-operative banks regional rural banks and public sector banks. The working of KCC, the government has advised banks to convert the KCC into a Smart card cum Debit Card.

It is an area in which business and trade laws are different from rest of the country mainly aiming at increasing trade, investment and job creation.

Jute Industry is an important industry for a country like India, Because not only it earn foreign exchange but also provides substantial employment opportunities in agriculture and Industrial sectors.

The primary objectives of the industrial sector were to promote major industries from the clutches of bureaucrats, to abolish restrictions on foreign direct investment, to liberate the indigenous enterprises from the restrictions of MRTP Act, to maintain a sustained growth in productivity and employment and also to achieve international competitiveness.

(i) The liberalization policy helped in the recovery of Indian Economy.
(ii) There was enormous and regular flow of foreign direct investment.
(iii) Foreign Exchange reserves started raising.
(iv) There was rapid industrialization.
(v) The pattern of consumption started improving.
(vi) Infrastructure facilities such as express highways (metro rails, flyovers and airport started, expanding)